Definicja override

The override is the concept defined in QI53f (in the blueprint for Release 2.0 Overruling) for changing ratings manually. The override allows credit analysts to reflect part of a rating in their weightings to a greater or lesser degree in order to avoid suboptimal rating performance. In this way, information that is significant in terms of creditworthiness, such as the figures from the latest annual financial statement, can be taken into account in the rating. The override function can be used to anticipate the future development of the rating, and therefore makes the rating more precise.